Step into the Sofri Life.  

Financial services accessible wherever you are and whenever you want: mobile banking transactions, reliable and instant debit cards, and the most effective investment tools.  

Focused on Ease and Convenience  

Instant account opening
Access to loans
Investments with high returns  
Target savings  
Multiple payments of bills and services  
Have unlimited access to our offerings on loans such as Rental loans, Auto loans, Sofri Quick Cash and Salary Express Loans (Private and Public Sectors).  
Enjoy low-risk investments that yield exciting rewards.  
Build financial discipline by quick savings daily, weekly, or monthly with accumulated interests.
Make numerous utility payments such as airtime top-up, data purchase, lottery, betting, and cable TV subscriptions.

Sofri Master Card

Power Cards For Unique Users: A Two-Way Street  

Physical or Virtual cards? Make payments in the easiest ways via the Web or ATM.   

With our debit cards designed to suit your everyday lifestyle, confident shopping and transactions are guaranteed. 
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However you choose to bank, we are committed to making it more fun and versatile by delivering the revolution of digital banking right at your fingertips.

Get a power card, backed by a power bank!  
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Pay with Ease

Buy Airtime, Data & Pay Bills  

Why keep multiple apps for payments when you can have one app do it all?  You can send that urgent 2k to Kunle, pay for Musa's data bills and handle Uzo's electricity or water bill, all with the tap of a button.  

What Sofri Can Do for You

 Our Products are designed solely for YOU. Get to know our products today and start your journey with us.

Sofri Investments

Living a luxurious life while enjoying peace of mind. 

You work so hard for your money; shouldn’t you allow your money to work for you this time? We are offering the most attractive returns on your investments.  Watch your money return the favor. 

Sofri Loans

Get Loans When you need them   

Experience the freedom of quick cash access with Sofri's hassle-free loan solutions. Say goodbye to waiting and hello to instant financial empowerment. Apply today and unlock the funds you need, when you need them, with just a click - no more waiting around, get the quick cash you need to do what you want to do.

We Are Social

Join thousands of happy customers

See what our customers are saying

The best loan app out there without any paperwork or collateral. I can’t wait to do all my banking activities on one platform.

Lagos traffic made commuting to work a daily nightmare but with Sofri Car Loan, I was able to buy the car of my dreams.

Sofri has made it easy for me to pay bills, invest and get loans. Imagine not having to download 5 different apps to do different things. Amazing!

Frequently Asked Questions

Do you give loans? 

Yes. All you need to do is enter the required details and apply for a loan on the go. Our minimum loan amount is N150,000 and the upper limit for a new customer is N5,000,000.  

If I open an account, will I get an atm card? 

Customers can apply for the card by filling out an application form or applying online at the bank's website. All Sofri account holders are eligible for a Sofri Card. 

What do I need to open a Sofri account? 

Be minimum of 18 years old and a Nigerian citizen, an active phone number and email address, a smartphone (iOS/Android) that supports the latest version of the Sofri app. Lastly your BVN and Means of Identification. 

How secure is the Sofri app? 

All security features have been enabled to make your session on the App completely secured. 

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Don’t just listen to what they say, come see for yourself.