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Is Your Monthly
Salary Never Enough?

Get a salary advance loan in 2 hours. Access up-to N5 Million to pay your rent, settle bills or even buy a car.

Deposits insured by
Fully Licenced by the CBN 
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Get Started with Sofri’s Salary Advance Loan

Are you employed in the public or private sector? Do you run out of money before your next payday? 
Apply for our 2-hour Salary Advance Loan.

  • Maximum loan accessible to you - ₦5,000,000
  • Up to 18 Months lease tenor
  • Designed for quick access when you need it most.
  •  Choose repayment durations that suit your needs
  • Loan consolidation will be allowed when a customer has existing loans with other financial institutions with a good repayment history and no negative credit bureau reports.

Why consider Sofri Salary Advance Loan?

  • Affordable Rates
  • 2 hour processing time
  • No hidden charges
Apply Now

Salary Express Loan Application Process

Our seamless loan process is powered by an intelligent credit decision engine. Here's how it works:

1. Customer Onboarding

Start clicking the loan application link to provide your personal details and upload all required documents.

2. Risk Assessment

We'll review your account statement and perform a quick credit check to determine your eligibility and loan amount.

3. Loan Offer

If you qualify, a loan offer will be sent to your registered email address for employment verification and confirmation.

4. Repayment Setup

If you qualify, a loan offer will be sent to your registered email address for employment verification and confirmation

5 Account Creation and Loan Disbursment

Download and set up the Sofri Mobile App from the Play Store or Apple Store to generate your Sofri account number. Once your account is set up, your loan will be disbursed directly to you.

Why Sofri is Different

At Sofri, we make borrowing stress-free by fusing innovation with trustworthiness. In order to provide equitable and transparent lending, our decision engine evaluates your request using a unique credit algorithm. Sofri Quick Cash guarantees a secure, effective, and customized borrowing experience with integrated fraud detection and a customer-first philosophy.

Apply with just one click

Pick a loan type

Get approved in minutes

Frequently Asked Questions

Do you give loans?

Yes. All you need to do is enter the required details and apply for a loan on the go. Our minimum loan amount is N5,000 and the upper limit for a new customer is N5,000,000.

If I Open an account, will I get an ATM card?

Customers can apply for the card by filling out an application form or applying online at the bank's website. All Sofri account holders are eligible for a Sofri Card. 

What do I need to open a Sofri Account?

Be minimum of 18 years old and a Nigerian citizen, an active phone number and email address, a smartphone (iOS/Android) that supports the latest version of the Sofri app. Lastly your BVN and Means of Identification. 

How secure is the Sofri app?

All security features have been enabled to make your session on the App completely secured. 

START THE SOFRI LIFE

Join the Sofri Geng!

Don't miss out! Download the Sofri mobile app NOW, for convenient and borderless banking.