Where to live in Nigeria: 8 factors to consider before choosing an accommodation

Table of Contents

Introduction to where to live in Nigeria

Deciding where to live in Nigeria: Beatrice attended the prestigious Ahmadu Bello University, Zaria Nigeria where she studied Accounting and graduated with first-class honors.  After NYSC in Oyo state, reality set in, she was torn between her choices on what part of the country to settle down in, find a job, and transition into life after university. Her choices regarding factors in deciding where to live would be influenced by the cost of living in whatever state she chooses as well as if there would multiple possibilities of job opportunities among other factors. This is the reality of most people who are transitioning from university life to real life.

Adapting to life after university can be very stressful for many, but it is yet another step on the ladder of life. Of course, life after university is not necessarily going to be worse, but it’s normal to fear the unknown. And to be fair, there is no ‘Guide for Survival in Real Life’, no recipe for a successful future or a “happily ever after”. From now on everything depends on us – the choices we make, and, on the paths, we embark on.

 If you are about to graduate, are currently in NYSC service, or have passed out and you are wondering how to sort out this dilemma of choosing what part of the country to settle down, then you are in the right place. In this content piece, we will be sharing tips that would greatly assist your decision on where to live after graduation from the university, regardless of what part of the country you studied in.

Choosing an apartment: deciding where to live

Researching or Relocating:

8 Key Factors in Deciding Where to Live

Below are the 8 key factors any person seeking house accommodation should bear in mind when buying a house:

1. Cost of Living and Affordability:

A city or state’s cost of living is an enormously important factor when deciding or choosing a place to call home. The cost of living varies greatly from state to state, this includes the cost of house rents, cost of groceries, transportation, utilities, etc. All these expenses need to be factored into the decision you make about what place to live in. Remember that the higher the cost of living, the more money you’re going to need to earn to live comfortably in your new city.

2. Employment Opportunities:

Employment opportunities are another crucial factor to consider when choosing a place to live after university in Nigeria. You must make a living to support yourself and your family; therefore, having the available career and job opportunities that not only meet your financial needs, but that allow you to be fulfilled in the work that you do, is extremely important.

3. Traffic Rate and Transportation:

Transportation and traffic rate is other factors to consider when choosing a state to settle down. This can be commuting from your day-to-day and getting to work as well as running errands such as market runs, or even having visitors. If you do not have a car, can’t drive to work daily, or can’t work from home, make sure the neighborhoods or towns you’re considering have robust public transit that runs when you need it.

4. Health Care Facilities:

Everyone deserves access to affordable, high-quality health care. When making the decision on what state to settle in, it is important to pick states where you will have access to health care.

5. Crime Rates:

When choosing a place to reside, consider states or even regions or local governments with low or zero crime rates. Nobody can, of course, totally exclude the possibility of being a victim of theft, vandalism, or a violent crime. To better safeguard yourself and your goods, however, it is strongly suggested that you seek out a place with a low crime rate.

6. Conducive Environment:

Picking a conducive environment is another factor to consider. Does the place you are planning to stay have access to malls, markets, churches, Mosques (for the religious folks), Clubs, and relaxation centers to cool off, and if not, are there quick and faster ways to access these places. Keep in mind, however, that just because a town has a low crime rate doesn’t guarantee that nothing will happen.

7. Networking Opportunities:

Another crucial aspect to consider is to pick a place where there is multiple access to networking opportunities. As a fresh graduate, networking is an important factor to consider when building a career. Networking opportunities allow you to interact with other business professionals to form connections, seek advice and learn new skills. You can also interact with potential suppliers or vendors, and have access to industry experts, business competitors, and potential clients to start mutually beneficial relationships.

8. Schools / Education:

The quality of the schools is a major concern for families considering relocating. While conducting your research, keep in mind that internet evaluations are often dependent on accomplishment exams rather than genuinely representing what an educational institution has to offer. To obtain a more complete view, consider touring area schools and interacting with administration, teachers, and parents. Consider the student body’s diversity, as well as the socioemotional, artistic, and sports activities provided, in addition to the level of education.

After stating all the factors to consider before deciding on where to live after university, Choosing the right place and area is the most important process and this requires funds.  However, if you are struggling with finances for whatever reason, you may find yourself with little or no money at all to make this payment. If you are in a tight spot, you can get an emergency loan to pay rent from credible financial companies.  One of such credible financial companies is Sofri.

Benefits in obtaining urgent loans from Sofri.

1. Easy Loan Application Process:

When you are in dire need of money, the last thing you want to do is go through piles of paperwork and wait days or weeks for approval. Expanding in popularity, many lenders like Sofri offer quick, accessible online applications for emergency loans. With Sofri, many borrowers secure loan approval within just 30 minutes, while others receive decisions in about 1-2 hours or even more. At Sofri, you can request up to 5 million nairas and get it in less than 24 hours.

2. Low-Interest Rates on Loans:

Many believe that same-day loans always come with high-interest rates. Then again, at Sofri, interest is very minimal. Lenders pay as little as 1% on their loans. So, they don’t have to worry about high-rate interest rates.

3. Repayment Terms on Loans:

With emergency loans, you get to determine the terms of your repayment. It’s always good to pay back your loan as soon as possible, as you want to settle any debts quickly for your credit history. At Sofri, you can pay off your same-day loan for up to a year. You get to choose what works best for your financial situation.

Conclusion:

Getting a credible financial company can take all your financial burdens away and one of such credible financial companies is Sofri. Sofri offers rental loans to individuals at affordable rates, with no collateral required. There are no hidden charges with Sofri loans, and it takes 2 hours to process which means that you can request a same-day loan. Sofri rental loans can be paid up to 24 months lease tenor, how convenient. This means that with Sofri loans, you have nothing to worry about as you can get the place of your choice and even do more. Visit the Rent loan page to learn more about Sofri rental loans.

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